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Real Estate for Sale in Findlay, Ohio - Kent Hilty



Welcome to Kent Hilty Real Estate and Homes for sale in Findlay and Hancock County, Ohio. My goal as a Realtor with Coldwell Banker Flag City, is to provide you with the Service, Care and Skill you deserve.

Great customer service is what I believe distinguishes average agents from outstanding agents. As an Accredited Buyer Representative and Certified Negotiation Expert and Graduate Realtor Institute, I have the tools and skills to handle your real estate needs in Findlay and Hancock County, Ohio and surrounding areas. 

I am also an ePRO Certified Internet Specialist, trained in providing a superior on-line experience. My latest certifcation is as a Pricing Strategy Advisor (PSA). Put me to work for you today!


Coldwell Banker Flag City

Ohio Association of Realtors Presidents Club 

Recipient 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020

2020 Realtor of the Year Northwest Ohio Realtors

2016 Realtor of the Year, Heartland Board of Realtors

2017 President, Heartland Board of REALTORS

2019 Graduate of the Ohio REALTORS Leadership Academy





Mortgage Calculator

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Estimate Insurance to of Cost
Estimate Tax to of Cost
Optional Fields
Receive Detailed Analysis  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %